HVAC Financing with Wisetack

When your heat quits in January or your AC gives out in July, you shouldn’t have to put off the work your home needs because of the upfront cost. BMS Heating and Cooling offers financing through Wisetack, so you can get your home comfortable now and pay over time.

Why homeowners choose Wisetack

• Quick application. Apply right from your phone and see your options within seconds.
• No impact to check. Checking your options doesn’t affect your credit score.
• Clear terms up front. You’ll see your monthly payment and total cost before you choose.
• No prepayment penalties. Pay off your balance early whenever you like.

How it works

1. Get your estimate from BMS. Call (304) 757-4822 or contact us online, and we’ll give you a clear estimate.
2. Tap the Wisetack link. Your BMS estimate or invoice comes with a link to apply with Wisetack. Don’t see it? Call us at (304) 757-4822 and ask.
3. Choose your option. If you’re approved, you’ll see your payment options, each with the monthly payment and total cost spelled out. Pick the one that works for you.
4. Pay over time. Wisetack pays BMS in full, and you make your payments to Wisetack over time.

Frequently asked questions

Who provides financing for BMS customers?

BMS Heating and Cooling offers financing through Wisetack.

Will checking my financing options hurt my credit score?

No. According to Wisetack, checking your options doesn’t affect your credit score.

How long does it take to apply?

Wisetack says it takes less than a minute to see your options, right from your phone.

How do I apply?

Use the Wisetack link that comes with your BMS estimate or invoice. If you’d like to ask about financing before you get an estimate, call us at (304) 757-4822.

Can I pay off my balance early?

Yes. Wisetack doesn’t charge prepayment penalties.

Who do I make payments to?

You make your payments to Wisetack. Wisetack pays BMS in full.

Who can I contact about my Wisetack account?

For questions about your application or payments, contact Wisetack at support@wisetack.com or 1 (833) 927-0333. For anything about your system or your estimate, call BMS at (304) 757-4822.

Do you offer maintenance plans too?

Yes. Keep your system running its best with a BMS maintenance plan.

Get your estimate

Ready to talk about your heating or cooling project? Call BMS Heating and Cooling at (304) 757-4822 or contact us online. We’ll walk you through your options, including financing.

BMS Heating and Cooling · 10 Davis Dr, Hurricane, WV 25526 · (304) 757-4822 · Serving Hurricane, Teays Valley, Winfield, Milton, St. Albans, Nitro, Barboursville, Huntington, and surrounding areas.

All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners.